About APON Thrift and Credit Co-operative Society Limited

APON Thrift and Credit Co-operative Society Limited is a new age co-operative society registered under “The Assam Co-operative Societies Act , 2007 ( Act No. IV of 2021) ( As Amended upto Act No. XVI of 2021)”. In accordance to the registration “APON Thrift and Credit Co-operative Society” can spread its operations all across the state of Assam. APON has envisaged developing co-operative sector in the state of Assam and has with aegis of robust technology support to provide a financial service to all the corners of the state. APON has a vision to empower livelihood generation and supporting substantial business growth through financial support.

APON Thrift and Credit Co-operative Society Limited has been registered on 19th July 2022 under the Registration No. : Assam2/2022-23. APON has a larger vision of sustainable and holistic transformation of the people that are wary from all the financial services. APON would provide financial literacy to create awareness of various financial products and have a savings habit. The vision of APON is to provide seamless financial services to every nook and corner of the state of Assam. APON Thrift and Credit Co-operative Society Limited has transparent business model encouraging the members of the society to improve their savings habits and financial discipline. The Society encourages its members to save from its daily income and also provides loans for improvement, developing and starting of new income generating activity.

What is a Thrift and Credit Co-operative Society?


A Thrift and Credit Cooperative Society try to provide financial aid to its members in the time of need for the upliftment of the society. It accepts deposits from the members and gives loans to its members at fair rates of interest.

Features of a Co-operative Society


How to Become Member of APON?

  • Any individual, entity, association of person can be a member of the society in individual as well as organizational capacity.
  • A minimum of 10 shares is required to be procured to be a member of the society.
  • The price of each share is Rs. 10.00 (Rupees Ten Only).
  • A one-time application fee of Rs. 100 is also required to avail the services of the society.
  • The granting of membership of the society is at the sole discretion of the managing committee.

Types of Member in APON

  • Individual.
  • Nominal
  • Staff
  • Institutional

Registration Certificate