APON Thrift and Credit Co-operative Society is committed in providing its members the best of products and services. Choose from a host of APON Deposit products which provides you with an avenue for a steady source of additional income. At, APON we understand that your savings needs security as well as higher returns and we are committed to provide it to its members.

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Daily Deposit

A unique scheme where you can save bit by bit and watch your money grow. A unique savings scheme wherein, the daily income earners can park their surplus funds with attractive returns with APON Daily Deposit Scheme.

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Recurring Deposit

ALooking for a steady way to build up savings for the future without compromising on the comfort of your monthly income. APON Recurring Deposit allows you to build a sizeable capital over a period pf time in a regular , systematic and safe way.

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Fixed Deposit

A scheme where you get higher rate of interest on your fixed deposit. We do not believe that you need to be a Senior Citizen to get higher interest in Fixed Deposits.

DAILY DEPOSIT SCHEME

Who can Open

  • Individuals
  • Individuals jointly with other Individuals
  • For Minor Individuals by Guardian
  • To avail any product of APON Thrift and Credit Co-operative Society , an individual / organisation needs to be a member of the Co-operative Society.
Features

  • Tenure : 12, 18 and 24 Months
  • Minimum Deposit : Rs. 100.00 ( and in multiples of Rs. 100.00)
  • Rate of Interest : 8% pa
  • Collection : Doorstep collection by APON Authorised Person
  • Collection Frequency : Daily

RECURRING DEPOSIT SCHEME

Who can Open

  • Individuals
  • Individuals jointly with other Individuals
  • For Minor Individuals by Guardian
  • To avail any product of APON Thrift and Credit Co-operative Society , an individual / organisation needs to be a member of the Co-operative Society.
Features

  • Tenure : 12, 18 and 24 Months
  • Minimum Deposit : Rs. 100.00 ( and in multiples of Rs. 100.00)
  • Rate of Interest : 8% pa
  • Collection : Doorstep collection by APON Authorised Person
  • Collection Frequency : Monthly

FIXED DEPOSIT SCHEME

Who can Open

  • Individuals
  • Individuals jointly with other Individuals
  • For Minor Individuals by Guardian
  • To avail any product of APON Thrift and Credit Co-operative Society , an individual / organisation needs to be a member of the Co-operative Society.
Features

  • Minimum Deposit : Rs. 1000.00 ( and in multiples of Rs. 100.00)
  • Rate of Interest : As per annexure below
  • Collection : Doorstep collection by APON Authorised Person
  • Nomination Facility: Available
  • The minimum deposit in FD should be as per the chart below
Rate of Interest
ROI Tenure
9 % p.a 12 months
9.5 % p.a 18 months
10 % p.a 24 months
10.5 % p.a 36 months
13 % p.a 48 months
15 % p.a 60 months and Above
(The Rate of Interest is subject to change with the dicretion of the Managing Committee of the Society)